Kumadivayisi ezezimali ase-UK, izibonisi zithuthukisa kakhulu ukuvikeleka kokwenziwe nolwazi lomsebenzisi ngokunika amandla ukukhiqizwa kwe-OTP, ukuqinisekiswa kokwenziwe (isb, inani/imininingwane yokhokhelwayo), kanye nokuphathwa kwesitifiketi sedijithali ukuvimbela ukuhlaselwa nokuphazanyiswa kwe-MITM. Banikeza isiqondiso sokusebenza (isb, ukwaziswa kwe-PIN) kanye nokusekela i-MFA (isb, izigxivizo zeminwe+OTP). Amathrendi wesikhathi esizayo ahlanganisa ukusebenzisana okuhlakaniphile (izikrini zokuthinta, i-biometrics, ukubhanga ngekhodi ye-QR) kuyilapho kulinganisa ukuphepha nezindleko.